Demography in Life Insurance - MD360P52N
Title: Demografie v životním pojištění
Czech title: Demografie v životním pojištění
Guaranteed by: Department of Demography and Geodemography (31-360)
Faculty: Faculty of Science
Actual: from 2023 to 2023
Semester: summer
E-Credits: 4
Examination process: summer s.:combined
Hours per week, examination: summer s.:2/1, Ex [HT]
Capacity: 25
Min. number of students: 5
4EU+: no
Virtual mobility / capacity: no
State of the course: taught
Language: Czech
Level: specialized
Explanation: dodatečně nastaveno jako vyučovaný 30.1.24
Additional information: http://dl2.cuni.cz/course/view.php?id=826
Note: enabled for web enrollment
the course is taught as cyclical
Guarantor: RNDr. Klára Hulíková Tesárková, Ph.D.
Teacher(s): RNDr. Klára Hulíková Tesárková, Ph.D.
Opinion survey results   Examination dates   SS schedule    E-learning course
Annotation -
The possibility of usage of demographic data in life insurance is presented to students within this course. There are the basics of the analysis of mortality and mortality tables summarized and amplified in the first part of the course. In the second part, the elements of financial and insurance mathematics are connected to the knowledge of mortality and mortality tables.
Partial issues are solved also in the SAS software environment, but previous SAS courses are not required.

More info: see the course in Moodle

Last update: Hulíková Tesárková Klára, RNDr., Ph.D. (14.05.2019)
Literature -

Materials in Moodle

Compulsory literature:

CIPRA, Tomáš. 2006. Finanční a pojistné vzorce. 1. vyd. Praha : Grada Publishing, a.s., 2006. 376 s. ISBN 80-247-1633-X.

CIPRA, Tomáš. 1999. Pojistná matematika : teorie a praxe. 1. vyd. Praha : Ekopress, s.r.o., 1999. 398 s. ISBN 80-86119-17-3.

CIPRA, Tomáš. 1990. Matematické metody demografie a pojištění. 1. vyd. Praha : SNTL - Nakladatelství, 1990. 464 s. ISBN 80-03-00222-2.

KOSCHIN, Felix. 2002. Aktuárská demografie. 1. vyd. Praha : Oeconomica, 2002. 100 s. ISBN 80-245-0403-0.

FIALA, Tomáš. 2005. Výpočty aktuárské demografie v tabulkovém procesoru. 1. vyd. Praha : Oeconomica, 2005. 177 s. ISBN 80-245-0821-4.

Last update: Janáková Kuprová Barbora, RNDr., Ph.D. (23.12.2019)
Requirements to the exam - Czech

Zakončení: zkouška:

průběžně řešený domácí úkol (odevzdání na konci semestru, průběžné řešení probíhá na společných datech, individuální zadání bude zveřejněno v Moodle) + průběžná aktivita v Moodle

Last update: Hulíková Tesárková Klára, RNDr., Ph.D. (07.02.2021)
Syllabus -

1-2) Mortality and its analysis; basic knowledge
- crude and specific death rates
- standardization
- change to continuous formulation of mortality
- force of mortality
3-4) Smoothing of the curve of probability of death
- mooving average
- Gompertz-Makehamova formula
5) Life tables in life insurance
- basic relations in life rable
- indexes of the life duration and its calculation
6) Introduction to the theory of insurance, life insurance
- main idea
- primary principles; principle of the solidarity, principle of the equivalence
7) Interest rates
- present and final value
8) Counting of the present value of benefits
9-12) Counting of the one-off netto premium for several types of life insurance

Last update: Janáková Kuprová Barbora, RNDr., Ph.D. (23.12.2019)